(H/t E)
I'm starting to think that the Antarctic would like some attention.
First, there was the glacier that suddenly spouted a five-story, blood-red waterfall:
Then there's this massive iceberg that has cracked off into the ocean, headed for parts unknown:
It's over 40 miles long.
Dude, back away from Antarctica... I think it would like some personal time...
Friday, February 26, 2010
BoA, WTF?
CJR's Ryan Chittum shows us that Bank of America is once again pushing adjustable rate mortgages - in depressed markets like Seattle.
He asks the right question: "Why is BofA doing this and how widespread is it?"
He asks the right question: "Why is BofA doing this and how widespread is it?"
Daylight on Danziger Bridge
"Ace them at the grand jury tomorrow, son. Wear the smart-looking suit and ace them."
(Via Nola.com)
(Via Nola.com)
Admitting a cover-up of shocking breadth, a former New Orleans police supervisor pleaded guilty to a federal obstruction charge on Wednesday, confessing that he participated in a conspiracy to justify the shooting of six unarmed people after Hurricane Katrina that was hatched not long after police stopped firing their weapons.That'd be police officers committing assault, murder, false arrest, conspiracy, lying to federal investigators and planting evidence.
...
It's unclear when Lohman's cooperation with federal authorities began, but he presumably is prepared to testify against the officers he says helped him lie about the circumstances of a shooting he immediately deemed a "bad shoot."
Lohman, who pleaded guilty in federal court to conspiracy to obstruct justice, admits he failed to order the collection of evidence or canvassing of witnesses, helped craft police reports riddled with false information, participated in a plan to plant a gun under the bridge and lied to investigators who questioned police actions.
Thursday, February 25, 2010
Consumer Credit Reporting Companies: Asshats
Most days, what arrives in the mailbox never makes it in the house. Weather permitting, I'll pronounce sentence on my mail by the recycle bin outside the garage.
My usual sort is into two piles: Dull and Exciting.
Really important papers don't need the flash - they're boring, because they know you'll open them. You don't throw out your phone bill. The Dull stuff gets put in my pocket.
Then there's the Exciting pile:
Urgent! Open Immediately! Toss.
You Could Be Throwing Money Away! Heh. Toss.
The more exciting it looks, the faster I bin it.
The one exception to this are letters that look to have a postage paid return envelope. My buddy O pointed out that you can use these as a free way to tell people to buzz off. More importantly, it costs the original sender money.
This...I like.
So, Exciting envelopes get gutted for prepaid return envelopes. These are then stuffed with a pre-printed note (from the stack I keep in the desk) saying "Take us off your mailing list." This has worked well - but I've had to revise note repeatedly to include late relatives, whose mail had been routed to our address for a time.
Databases are not only forever - they are dumb as posts, so my late father-in-law is regularly getting mail telling him of Incredible Investment Opportunities - or thanking him for joining an investing association. Hard on the heels of their passing, mail like this was bothersome -but you could at least think the sender merely hadn't yet gotten the word.
But its been years now - and some out of date database is regularly kicking out the names of E's parents with our address. And the bottomless supply of junk mailers scarfs it up and slaps it on an Exciting bundle of crap. I've met most of these with my "Buzz off" note, those merchants without a prepaid return envelope - I'll chase down their 800 number and tell them to buzz off.
The supply keeps coming and nobody seems to get it... these people aren't buying anything anymore. Stop it.
So, today I get a letter from Chase bank, or more likely one of their proxies for my late mother in law. I do the bit with the return envelope, but I see on the letter that there's a 800 number for opting out. I always think the odds are better that I can turn off the tap if I speak to a person and explain that this person has died. Perhaps they could tell the company they bought the address from.
Enter the asshats. The communication was sent by the Consumer Credit Reporting Companies, who have no doubt been happily selling the addresses of dead people to anyone who doesn't know better.
The number was 1-888-567-8688. You call this number and get (of course) an IVR system.
There is no option to speak to an operator. You tell it you want English, that you want to opt out and then they tell you that opting out will require that this company send you a postcard, that you MUST RETURN to them before they will take you off the list.
As an added bonus, they've tried to automate the process of identifying yourself. They use the phone number your calling from as a lookup (slick), but of course they only have my name. I'm not calling for me, I'm calling for my late mother in law. No way to fix that via IVR...so.....suckage.
Figuring that opting out for my address wouldn't be a bad thing - I press on until they ask me for my social security number.
I'm supposed to give my SSN to these people, so they can stop sending me mail? I get that they want authentication - but this is clearly a buzz off move on their part. Oh, you want us to stop bugging you? Well hop through this hoop - then this other hoop - then we promise to send you something so you can send it back and...
Oh for f#$@#sakes.
They have a website, too. OptOutPrescreen.com. Any bets on how much better the user experience will be online?
Look at these three options:
I especially like how they've selected "Opt-In" for me.
Because under the 80-20 rule, this scenario easily qualifies as a logical default.
Although a close second would be a person who came here to say "I want to be left alone by you parasites - but just for five years"
Thankfully, either opt out option presents you with a form that is about as welcoming as a latex glove:
That'd be DoB and SSN. Not to run credit, or apply for insurance - but to stop junk mail.
Honest to f$#%... These guys need this level of security to keep people from opting out people without their permission?
And what about people like me, trying to opt out a person who is deceased? Good thing their website doesn't have a webform for comments, or an email address, or GOD FORBID a phone number that goes to a human being.
Asshats.
My usual sort is into two piles: Dull and Exciting.
Really important papers don't need the flash - they're boring, because they know you'll open them. You don't throw out your phone bill. The Dull stuff gets put in my pocket.
Then there's the Exciting pile:
Urgent! Open Immediately! Toss.
You Could Be Throwing Money Away! Heh. Toss.
The more exciting it looks, the faster I bin it.
The one exception to this are letters that look to have a postage paid return envelope. My buddy O pointed out that you can use these as a free way to tell people to buzz off. More importantly, it costs the original sender money.
This...I like.
So, Exciting envelopes get gutted for prepaid return envelopes. These are then stuffed with a pre-printed note (from the stack I keep in the desk) saying "Take us off your mailing list." This has worked well - but I've had to revise note repeatedly to include late relatives, whose mail had been routed to our address for a time.
Databases are not only forever - they are dumb as posts, so my late father-in-law is regularly getting mail telling him of Incredible Investment Opportunities - or thanking him for joining an investing association. Hard on the heels of their passing, mail like this was bothersome -but you could at least think the sender merely hadn't yet gotten the word.
But its been years now - and some out of date database is regularly kicking out the names of E's parents with our address. And the bottomless supply of junk mailers scarfs it up and slaps it on an Exciting bundle of crap. I've met most of these with my "Buzz off" note, those merchants without a prepaid return envelope - I'll chase down their 800 number and tell them to buzz off.
The supply keeps coming and nobody seems to get it... these people aren't buying anything anymore. Stop it.
So, today I get a letter from Chase bank, or more likely one of their proxies for my late mother in law. I do the bit with the return envelope, but I see on the letter that there's a 800 number for opting out. I always think the odds are better that I can turn off the tap if I speak to a person and explain that this person has died. Perhaps they could tell the company they bought the address from.
Enter the asshats. The communication was sent by the Consumer Credit Reporting Companies, who have no doubt been happily selling the addresses of dead people to anyone who doesn't know better.
The number was 1-888-567-8688. You call this number and get (of course) an IVR system.
There is no option to speak to an operator. You tell it you want English, that you want to opt out and then they tell you that opting out will require that this company send you a postcard, that you MUST RETURN to them before they will take you off the list.
As an added bonus, they've tried to automate the process of identifying yourself. They use the phone number your calling from as a lookup (slick), but of course they only have my name. I'm not calling for me, I'm calling for my late mother in law. No way to fix that via IVR...so.....suckage.
Figuring that opting out for my address wouldn't be a bad thing - I press on until they ask me for my social security number.
I'm supposed to give my SSN to these people, so they can stop sending me mail? I get that they want authentication - but this is clearly a buzz off move on their part. Oh, you want us to stop bugging you? Well hop through this hoop - then this other hoop - then we promise to send you something so you can send it back and...
Oh for f#$@#sakes.
They have a website, too. OptOutPrescreen.com. Any bets on how much better the user experience will be online?
Look at these three options:
I especially like how they've selected "Opt-In" for me.
Because under the 80-20 rule, this scenario easily qualifies as a logical default.
Although a close second would be a person who came here to say "I want to be left alone by you parasites - but just for five years"
Thankfully, either opt out option presents you with a form that is about as welcoming as a latex glove:
That'd be DoB and SSN. Not to run credit, or apply for insurance - but to stop junk mail.
Honest to f$#%... These guys need this level of security to keep people from opting out people without their permission?
And what about people like me, trying to opt out a person who is deceased? Good thing their website doesn't have a webform for comments, or an email address, or GOD FORBID a phone number that goes to a human being.
Asshats.
Sunday, February 21, 2010
But When They Came For Soccer...
(Via Good Blog)
E found a winner of an article about another high flying industry that has gone underwater in the new era of financial suckage:
Soccer.
It's a natural fit, really - borrowing lots to buy up high priced talent or build palatial stadiums.
Here's a nibble:
Yeesh.
E found a winner of an article about another high flying industry that has gone underwater in the new era of financial suckage:
Soccer.
It's a natural fit, really - borrowing lots to buy up high priced talent or build palatial stadiums.
Here's a nibble:
I generally stay out of the financial issues of spots - mostly because they are so depressing - but there's such a confluence of interests going on here. It's just too hard to ignore.Manchester United—the Premier League’s defending champion and one of the world’s most glittering sports properties—is awash in crippling debt thanks to the Glazer family, a troupe of eerily identical American sports tycoons who bought the club in 2005 with hefty loans from banks and hedge funds, then transferred the debt to United’s books. In the last three years, Man U shelled out over 260 million pounds in interest alone, raised ticket prices, and sold superstar midfielder Cristiano Ronaldo to pay the bills. Via financial jujitsu that frankly induces nausea just to read about, the Glazers appear to be doing just fine on the deal. Similar conditions prevail at Liverpool, a club famous for its raucous working-class fan traditions. American bumblers Tom Hicks and George Gillett pulled a leveraged takeover of the club in 2007; with repayment of 100 million pounds looming, some fear Liverpool will have to liquidate its star players
Yeesh.
Saturday, February 20, 2010
Snowboarding? Sport
E had quoted a sports commentator as saying that "If you can do it while wearing jeans, it's not a sport."
Which is a good enough soundbite to repeat - but it ran afoul of the visuals sported by the US Olympic Snowboarding team:
Standing on the podium in jeans? Hmmmm.....
Enter Slate:
And something tells me that there's about to be a massive fashion trend in the snowboarding world (and that Burton has so totally scored).
Which is a good enough soundbite to repeat - but it ran afoul of the visuals sported by the US Olympic Snowboarding team:
We rule, and we look cool. Well, except for the carrying bouquets part.
That aspect of our look is quite lame.
That aspect of our look is quite lame.
Standing on the podium in jeans? Hmmmm.....
Enter Slate:
What's up with the U.S. snowboard team uniforms? It looks like they're wearing jeans—are they?Thanks, Slate!
No. The U.S. Olympic snowboarding team's uniforms are made from lightweight waterproof Gore Tex fabric. The designer, snowboard equipment company Burton, overlaid images of worn denim onto the pants—and red, white, and blue plaid onto the jackets—using a coloring process called sublimation.
And something tells me that there's about to be a massive fashion trend in the snowboarding world (and that Burton has so totally scored).
Bank Secrecy, Not
Felix Salmon lays out a really strange financial deal that has JP Morgan smelling very, very bad:
Nice. You wonder if that story makes the rounds in the corporate circles. "JP Morgan - kiss your privacy goodbye."
...the gist is that JP Morgan took one of its longest-standing clients in Mexico — Grupo Televisa — and tried to hand all of its secrets over to its biggest rival, Carlos Slim. And the way it tried to do that was by selling Slim a loan larded up with covenants which would essentially force Televisa to reveal any and all information to the holder of the debt.To clarify that a bit - JP Morgan loans money to one company, then sells the loan to the company's rival - and refuses to allow their former client to make other arrangements to protect their proprietary information.
Nice. You wonder if that story makes the rounds in the corporate circles. "JP Morgan - kiss your privacy goodbye."
Friday, February 19, 2010
DVD Makers, You Suck
I certainly don't condone piracy - and I think the instant message out of the lower graphic is simplistic - but look at the second scenario and tell me you haven't been similarly annoyed:
Yeah, I put in a DVD - I have one goal in mind - to watch my movie. That's it.
In direct opposition I have three factions (and possibly more) pushing their crap in my way.
The Government who helpfully waste a set amount of time in front of every movie to tell me that I ought not to copy this movie, or I could face major punishments. Gosh, thanks.
The DVD designers who arrogantly assume that I want to watch an elaborate (and unskippable) animation (utilizing key visuals from the movie) that gradually morphs into a pulsing screen with nigh-unreadable text. Adjacent to one barely legible line of text is an ivory-on-white circle indicating the current selection.
[Helpfully, the other options are positioned in a circle with a selection sequence that ensures that cycling through them is a total guessing game. "Up goes diagonal right, but down goes left? WTF??"]
The Movie Studios who not only want to use waste my time pushing their other products, but insist that I watch them (or a part of them) each and every time I play my movie.
Honest to Pete, Here's what I want from a DVD.
As soon as its done spooling up - and I mean the very SECOND it spools up - it should go to a screen containing three elements:
1) The title of the move
2) A Menu icon (that is not selected by default)
and
3) This icon, which is selected by default:
Ideally, the DVD would delay five seconds and then play the movie automatically (Parents of small children, you know what I'm talking about).
DVD designers - I'm speaking to you here - The user has put a DVD into their player, you can safely assume that "Play" is the happy path. All other choices are Alt flows (and I mean ALL other choices - you can put the FBI warning behind the play button in the flow).
Anyone who suggests that something needs to be put in front of the play button - They are EVIL. They need to be loudly condemned in front of their peers in terms usually reserved for genocide. Perhaps then they will get the message. We don't want to see your crap. We want the movie we paid for, period. You wanna load up the DVD with crap? put all that stuff under the Menu option and let me ask for it.
(Disney? The crap you put in front of the 'play' path on your DVDs should make you ashamed to walk in public.)
I'd rant more, but I'm getting a migraine...
Gah.
(H/t Lifehacker)
Yeah, I put in a DVD - I have one goal in mind - to watch my movie. That's it.
In direct opposition I have three factions (and possibly more) pushing their crap in my way.
The Government who helpfully waste a set amount of time in front of every movie to tell me that I ought not to copy this movie, or I could face major punishments. Gosh, thanks.
The DVD designers who arrogantly assume that I want to watch an elaborate (and unskippable) animation (utilizing key visuals from the movie) that gradually morphs into a pulsing screen with nigh-unreadable text. Adjacent to one barely legible line of text is an ivory-on-white circle indicating the current selection.
[Helpfully, the other options are positioned in a circle with a selection sequence that ensures that cycling through them is a total guessing game. "Up goes diagonal right, but down goes left? WTF??"]
The Movie Studios who not only want to use waste my time pushing their other products, but insist that I watch them (or a part of them) each and every time I play my movie.
Honest to Pete, Here's what I want from a DVD.
As soon as its done spooling up - and I mean the very SECOND it spools up - it should go to a screen containing three elements:
1) The title of the move
2) A Menu icon (that is not selected by default)
and
3) This icon, which is selected by default:
Ideally, the DVD would delay five seconds and then play the movie automatically (Parents of small children, you know what I'm talking about).
DVD designers - I'm speaking to you here - The user has put a DVD into their player, you can safely assume that "Play" is the happy path. All other choices are Alt flows (and I mean ALL other choices - you can put the FBI warning behind the play button in the flow).
Anyone who suggests that something needs to be put in front of the play button - They are EVIL. They need to be loudly condemned in front of their peers in terms usually reserved for genocide. Perhaps then they will get the message. We don't want to see your crap. We want the movie we paid for, period. You wanna load up the DVD with crap? put all that stuff under the Menu option and let me ask for it.
(Disney? The crap you put in front of the 'play' path on your DVDs should make you ashamed to walk in public.)
I'd rant more, but I'm getting a migraine...
Gah.
(H/t Lifehacker)
Tiger: Please Believe My Press Conference
I've said it before and I'll say it again - I could give a crap about contrition. The idea that a public figure must be seen to apologize - in person and in public - has become so engrained in our culture that celebrity handlers have fashioned elaborate PR kabuki like Tiger's love fest:
He apologized.
Again, so what?
Oh, how I eagerly await the love fest of the PGA loudly welcoming the Tiger Woods lightning rod into their fall TV line up.
There, there... we still love you... now smile for the cameras....
Not like the PGA could or would punish him for his personal life. And it's certainly not like he should never play golf again.
I just get tired of professional image management.
In front of a hand-picked audience of about 40 mostly inner-circle people that included his mother, Kultida, but not his wife, Elin, Woods made his most direct statement about admitted infidelities in his marriage.Okay, you're admitting something you were caught red-handed doing, so what?
He apologized.
Again, so what?
He did not address a return to the PGA Tour until near the end of his statement, saying: “I do plan to return to golf one day, I just don’t know when that day will be. I don’t rule out that it will be this year.”Oh, you want to golf this year... you just want to prepare us for that eventuality. Take the scorn and abuse now, so that later you can be hailed as bravely emerging from scandal - a new man. Determined to prove himself.
Oh, how I eagerly await the love fest of the PGA loudly welcoming the Tiger Woods lightning rod into their fall TV line up.
There, there... we still love you... now smile for the cameras....
Not like the PGA could or would punish him for his personal life. And it's certainly not like he should never play golf again.
I just get tired of professional image management.
Please Rob Me
I hate Twitter.
Which is not to say I've put it through all its paces and understand its essence. I suppose it's the latest step on my march to curmudgeon-hood, but I've never understood why a person would use a numeric keypad to send text messages and like it.
I believe there's utility in texting - leaving messages for people without the need to interrupt them or engage in a full discussion - but conversing via a text pad is like drinking a milkshake through a cocktail straw. Once the novelty wears off, it's just more work.
True, smart phones offer full QWERTY - and the UI is getting better - but you still have the hard character limit. I like my messages in words (as opposed to "c u l8r") and converting URLs using Bit.ly or tinyurl is another thing I wouldn't have to do if the format wasn't so limited.
Bleah.
Then there's the larger question: Twitter brings your text content to a wider audience - but why? Is there anything I'm doing that I need to tell the world about? As I'm sure most have you have heard - *I* don't want to know what I'm up to most of the time - why the hell would I offer up my current activities to the world at large? I get that there are myriad uses for twitter: rapid feedback and distribution - but I'd suggest these are very different models for the individual.
Much like any other new internet service - buried in all the rapid delivery of my information are a host of privacy issues. The website PleaseRobMe - aggregates tweets that disclose that the user is no longer at their house (i.e. you can rob their house now) - which yet another example of pushback against this willingness of people to put their data onto the web without thinking about the consequences.
Sure, the odds that someone is going to rob you based on your twitter feed are pretty thin - but by saying "I'm at the coffee house listening a jazz band," you are disclosing information that a potential robber would not otherwise be able to get.
I find privacy paranoids about as tiresome as most people do - but they're only slightly more annoying than the common assumption that whatever new social media site is something you must try (Take Yammer - yet another place to go and read pointless crap, that is summarized and emailed to you). Sure, give it a go - but don't let the novelty lull you into doing something foolish.
(H/t Felix Salmon)
Which is not to say I've put it through all its paces and understand its essence. I suppose it's the latest step on my march to curmudgeon-hood, but I've never understood why a person would use a numeric keypad to send text messages and like it.
I believe there's utility in texting - leaving messages for people without the need to interrupt them or engage in a full discussion - but conversing via a text pad is like drinking a milkshake through a cocktail straw. Once the novelty wears off, it's just more work.
True, smart phones offer full QWERTY - and the UI is getting better - but you still have the hard character limit. I like my messages in words (as opposed to "c u l8r") and converting URLs using Bit.ly or tinyurl is another thing I wouldn't have to do if the format wasn't so limited.
Bleah.
Then there's the larger question: Twitter brings your text content to a wider audience - but why? Is there anything I'm doing that I need to tell the world about? As I'm sure most have you have heard - *I* don't want to know what I'm up to most of the time - why the hell would I offer up my current activities to the world at large? I get that there are myriad uses for twitter: rapid feedback and distribution - but I'd suggest these are very different models for the individual.
Much like any other new internet service - buried in all the rapid delivery of my information are a host of privacy issues. The website PleaseRobMe - aggregates tweets that disclose that the user is no longer at their house (i.e. you can rob their house now) - which yet another example of pushback against this willingness of people to put their data onto the web without thinking about the consequences.
Sure, the odds that someone is going to rob you based on your twitter feed are pretty thin - but by saying "I'm at the coffee house listening a jazz band," you are disclosing information that a potential robber would not otherwise be able to get.
I find privacy paranoids about as tiresome as most people do - but they're only slightly more annoying than the common assumption that whatever new social media site is something you must try (Take Yammer - yet another place to go and read pointless crap, that is summarized and emailed to you). Sure, give it a go - but don't let the novelty lull you into doing something foolish.
(H/t Felix Salmon)
Thursday, February 18, 2010
Selective Due Process
Digby offers a white-hot observation about the Americans detained in Haiti for allegedly kidnapping children:
...imagine if these were black Jehovah's Witnesses accused of kidnapping white children under similar circumstances right here in the United States. I don't think you'd see any demands from these newly born international human rights advocates for the ACLU to intervene here either.She goes on to describe a childhood epiphany where she put herself in the position of a person suffering an injustice - an experience she credits with broadening her worldview.
I assume that most people have some sort of similar empathetic epiphany as children --- maybe it's just recognizing the hurt you've felt in the eyes of another. But it's fundamental to human development. Why, for some people, it stops at their own family or group, I don't know. But it's clear that among a great many people it does. I hear it every day among some of our most powerful leaders who blithely assert that terrorist suspects don't deserve the same rights as Americans. And yet, they know, that a large number of those terrorist suspects turned out to be innocent. They simply can't extend the horror they would feel if they found themselves in similar circumstances, to these other people. They simply can't accord them basic common humanity.Well said.
Even as a matter of self-preservation, I guess they just rely on the belief that their fellow tribesmen will recognize them and come to their rescue if they should ever find themselves in such circumstances. (Or they are so lacking in imagination that the idea that it could happen to them is unfathomable.) But as these folks down in Haiti are finding, their tribe isn't all powerful and they can't always fix things for them. It turns out that having a rule of law commonly respected the world over really comes in handy at a time like this. And every time the US government chisels away at our system of justice in the name of "protecting ourselves", or some yahoo prattles on about how someone doesn't deserve the same rights as somebody else, that fundamental protection gets weaker and weaker.
I'll Have the Shiny Thing.... What Is It?
Clients from Hell has a case study in web design that is just too perfect:
(H/T KJ)
Client: “[Indian outsourcer] says he can do this site for $200. Why should I go with you?”
Me: “Has he done any work for you in the past?”
Client: Yeah! He did [Other Site] for me.
[I load the other site]
Me: “The entire site’s done in Flash.”
Client: “Huh?”
Me: “It’s a site for iPhone users.”
Client: “I know. Cool, huh?”
Me: “It’s a site for iPhone users… none of whom can see it…”
Client: “Huh?”
Me: “The iPhone doesn’t support Flash.”
Client: “Well it looks fine on my PC!”
Me: “Do you have an iPhone?”
Client: “No.”
Me: “…”
Client: “Tell you what, I’m just gonna go with [Indian outsourcer]. He seems like he knows what he’s doing and I’m not sure you do.”
Me: “Have fun.”
(H/T KJ)
Nice Rant, Now How About Understanding The Problem?
(Via Good Experience Blog)
Here’s a great (and illuminating) exchange about the aspirations and realities of large scale redesign.
It’s good to have the tantrum, but you have to see the larger picture, before you can seriously offer a solution.
Here’s a great (and illuminating) exchange about the aspirations and realities of large scale redesign.
UX designer Dustin Curtis: Dear American AirlinesI have to say, my sympathies lie with Mr. X on this one. I’m not sure Mr. Curtis picks up what Mr. X is putting down, and that is a great shame.
and a response by
American Airlines designer, Mr. X: Dear Dustin Curtis
It’s good to have the tantrum, but you have to see the larger picture, before you can seriously offer a solution.
Wednesday, February 17, 2010
You'll Have to Imagine Jim McKay Saying This...
(True Olympic fanatics, be warned... thar be spoilers ahead)
(Dun dun duh DAH!!!)
And seriously... Did you SEE the biathlon??!! Holy frickin' crap!! That was awesome...!!
(Dun dun duh DAH!!!)
And seriously... Did you SEE the biathlon??!! Holy frickin' crap!! That was awesome...!!
Stranger Than Fiction
Not much to add here other than:
1) Holy crap - an assassination squad! and
2) Assassination squads take note: Dubai is quite the surveillance state
If Dubai's intelligence groups can be believed, it's a team of 17. That alone suggests a major player - read: Mossad - but wow, that's more than a hit squad - that's like a full patrol staffed with assassins.
1) Holy crap - an assassination squad! and
2) Assassination squads take note: Dubai is quite the surveillance state
Hamas leader killedYou gotta love how Dubai is laying this all out there. Naming names and showing photos. You wonder if whoever did this was prepared for public disclosure. They obviously knew they were under surveillance - but there's a bit of a gap between that and front page mugshots.
The men followed their target to his room, saw its number - 230 - and the one across the hall - 237. A call was then made and one of the men - using the name Peter Elvinger - booked room 237 from the business suite of another hotel. Five hours later al-Mabhouh was dead
There was no security camera covering the door to al-Mabhouh’s room and no footage of how the team gained entry. The woman in the squad known as Gail Folliard patrolled the corridor outside. She was seen to distract a hotel guest who appeared at the second floor lift for a few vital seconds to give the killers time to gain access to the room
If Dubai's intelligence groups can be believed, it's a team of 17. That alone suggests a major player - read: Mossad - but wow, that's more than a hit squad - that's like a full patrol staffed with assassins.
Friday, February 12, 2010
Underwater, Sans Swim Fins
(Via Felix Salmon)
Rortybomb has an excellent two part illustration of the brutal economics working against underwater homeowners. This is the same guy who pointed out that the startling majority of loan mods for underwater borrowers result in increasing the amount of principle owed.
He offers a cautionary tale (in two parts)to those who believe an interest rate is the way to go:
Moral: Banks have never had your interests at heart - and recent events and government actions have not altered their behavior one little bit.
Rortybomb has an excellent two part illustration of the brutal economics working against underwater homeowners. This is the same guy who pointed out that the startling majority of loan mods for underwater borrowers result in increasing the amount of principle owed.
He offers a cautionary tale (in two parts)to those who believe an interest rate is the way to go:
[The underwater homeowner applies] for a modification.In other words, while a simple interest rate drop can giveth- mods to the principle can more than taketh away.
There’s two ways this can go to get the mortgage payment down to around 31% of your income. The first is to simply reduce the interest rate to 2%. That looks like this:
Not bad. It decreases the time underwater.
But there’s another way to do the modification. Let’s say the servicer simply reduces the interest rate to 3%. They also add 5% to the principal through fees, taxes, etc. Then, in order to make the mortgage payment fit your budget, they add 8 years to the term of the mortgage, putting you from 27 out of 30 years to 35 out of 35 years. (I think that is how it is done with term extensions, from the Treasury documents I’ve seen).
Your mortgage payment is still the same as in the first example. But that looks like this in this model:
Moral: Banks have never had your interests at heart - and recent events and government actions have not altered their behavior one little bit.
A Little Perspective
(Via NPR)If you haven't seen t his picture before - see that tiny blue speck in the middle of rightmost beam of light?
That's Earth.
From 3.7 billion miles away.
That's Earth.
From 3.7 billion miles away.
It has been said that astronomy is a humbling and character-building experience. There is perhaps no better demonstration of the folly of human conceits than this distant image of our tiny world. To me, it underscores our responsibility to deal more kindly with one another, and to preserve and cherish the pale blue dot, the only home we've ever known.-Carl Sagan
Steak + Gobs of Salt = Good Steak?
This just seems totally weird - but (like putting vodka in pie crust) something I totally need to try.
Read the whole thing at Steamy Kitchen. Freaky.
Still, wouldn't hurt to try. I mean, it says start with cheap steak, right?
(H/t Good blog)
Steak Recipe: Massively salt your steaks 15 min – 1 hour before grilling.
Notice that I didn’t say, “sprinkle liberally” or even “season generously.” I’m talking about literally coating your meat until you can’t see red. It should resemble a salt lick.
Read the whole thing at Steamy Kitchen. Freaky.
Still, wouldn't hurt to try. I mean, it says start with cheap steak, right?
(H/t Good blog)
Thursday, February 11, 2010
Tough Crowd
This was just too weird not to mention:
Sinatra Song Often Strikes Deadly ChordWhy does it happen?
Mr. Gregorio, 63, a witness to countless fistfights and occasional stabbings erupting from disputes over karaoke singing, did not dare choose one beloved classic: Frank Sinatra’s version of “My Way.”
“I used to like ‘My Way,’ but after all the trouble, I stopped singing it,” he said. “You can get killed.”
The authorities do not know exactly how many people have been killed warbling “My Way” in karaoke bars over the years in the Philippines, or how many fatal fights it has fueled. But the news media have recorded at least half a dozen victims in the past decade and includes them in a subcategory of crime dubbed the “My Way Killings.”
...most of the “My Way” killings have reportedly occurred after the singer sang out of tune, causing other patrons to laugh or jeer.
“The trouble with ‘My Way,’ ” said Mr. Gregorio, “is that everyone knows it and everyone has an opinion.”
Friday, February 05, 2010
Shackleton's Whiskey, Aged & Chilled
(Via the BBC)
Five crates of Scotch whisky and brandy belonging to the polar explorer Ernest Shackleton have been recovered after more than 100 years in the ice.
They were buried beneath Shackleton's Antarctic hut, built in 1908 for a failed expedition to the South Pole.
...
The master blender at whisky company Whyte and Mackay said the find was a "gift from the heavens" for whisky lovers.
Richard Paterson, whose firm supplied the Mackinlay's whisky for Shackleton, said: "If the contents can be confirmed, safely extracted and analysed, the original blend may be able to be replicated.
"Given the original recipe no longer exists, this may open a door into history.
Boots on the ground in Pakistan
(Via Danger Room)
It will be interesting to see how this plays out.
Last year, President Obama and his administration ruled out sending U.S. ground forces into Pakistan. Instead, the White House said, America’s clandestine operations there would be waged solely by remote-control — with Predator and Reaper drones. “There is a red line,” said special envoy Richard Holbrooke. “And the red line is unambiguous and stated publicly by the Pakistani government over and over again: No foreign troops on our soil.”
Yet today, three U.S. soldiers were killed and two more were wounded by an improvised bomb in Pakistan. The area was known “as a Taliban stronghold,” the New York Times notes. But the “Pakistani military had declared cleared of the militants.”
It’s another sign that America’s once-small, once-secret war in Pakistan is growing bigger, more conventional, and busting out into the open.
It will be interesting to see how this plays out.
Thursday, February 04, 2010
Conservatives Going Green
As in, the Tea Party folks might just turn themselves into the conservative equivalent of the Green party: a fringe movement whose political relevance is measured by how many votes they siphon off the establishment.
That's more than schadenfreude. I mean, sure - I'm happy to see the right's crazies step up and be counted. Conservatism has been ripe for a split for some time now. But in a larger sense - the idea that a group of voters is so disenchanted with their party that they form their own splinter group - I'm all for that.
But if the Dems are smart, they'll go door to door to get the Tea Party registered as a party in all 50 states.
"A good candidate for the CT Tea Party isn't someobody who has money, isn't somebody who has political power and isn't somebody that will be corrupted by the major party tradewinds,'' [Tea Party Chairman, Dan] Gaita said. "We're looking for outsiders, for people who are living in the trenches, who are going through everyday struggles.''It's early days - but they're showing every bit as much political acumen as the party of Nader:
Tanya Bachand, leader of the Connecticut Tea Party Patriots, said she had no idea that Gaita's group was planning to register the name as a political party and learned of it only after the fact. Initially, Bachand was concerned: In Florida and elsewhere around the nation, activists have clashed over the right to use the tea party name.Oh joy.
That's more than schadenfreude. I mean, sure - I'm happy to see the right's crazies step up and be counted. Conservatism has been ripe for a split for some time now. But in a larger sense - the idea that a group of voters is so disenchanted with their party that they form their own splinter group - I'm all for that.
But if the Dems are smart, they'll go door to door to get the Tea Party registered as a party in all 50 states.
Choose Your Index
Imagine you're a homeowner - and your lender sends you a document telling you needed to choose whether or not your mortgage rate was fixed to the Wachovia Cosi or Codi.
Now, if you're like me - you hear Cosi, you're thinking food. But this clearly isn't that.
And since it's just your mortgage interest rate, it's not like there's any pressure to make the right decision.
Read Dean Starkman's take on this mess. Yeesh.
Let the buyer beware, my butt...
Now, if you're like me - you hear Cosi, you're thinking food. But this clearly isn't that.
And since it's just your mortgage interest rate, it's not like there's any pressure to make the right decision.
Read Dean Starkman's take on this mess. Yeesh.
Let the buyer beware, my butt...
Monday, February 01, 2010
Raven-23 vs. a Nine-year-old Boy
Jeremy Scahill is on a mission to demonize the Blackwater corporation. He's got a book, and never misses an opportunity to portray them as murderous bunch of criminals.
So, you could question his objectivity.
But it's hard to see some of Blackwater's actions as anything less than demonic:
The criminal case against the Blackwater operators has been dismissed, and all the victims families have accepted cash payments in exchange for waiving their legal claims against the mercenaries.
All but one.
A man named Mohammed Kinani, who used to be the father of four. His nine year old son, Ali was the youngest victim at Nisour square. Ali was shot in the head, in front of his entire family.
Nine f#ing years old.
Kinani was offered a deal:
But I hope to God he gets it.
Read the whole article.
(H/t Steve Hynd)
So, you could question his objectivity.
But it's hard to see some of Blackwater's actions as anything less than demonic:
One of the Blackwater shooters was on top of an armored vehicle firing an automatic weapon, he says. "Every time he would finish his clip, he would throw it on the ground and would load another one in and would start shooting again, and finish the new one and replace it with another." One young Iraqi man got out of his car to run, and as he fled, the Blackwater shooter gunned him down and continued firing into his body as it lay on the pavement, Mohammed says. "He was on the ground bleeding, and they're shooting nonstop, and it wasn't single bullets."That would be the Nisour square massacre, where a Blackwater unit called Raven-23 went all kinds of crazy on Iraqi commuters. It didn't make sense then - and it still doesn't.
The Blackwater shooter, he says, would fire at other Iraqis and cars and then return to pump more bullets into the dead man on the ground. "He sank in his own blood, and every minute the [Blackwater shooter] would shoot left and right and then go back to shoot the dead man, and I could see that his body would shake with every bullet. He was already dead, but his body was still reacting to the bullets. [The shooter] would fire at someone else and then go back to shoot at this dead man." Shaking his head slowly, Mohammed says somberly, "The guy is dead in a pool of blood. Why would you continue shooting him?"
The criminal case against the Blackwater operators has been dismissed, and all the victims families have accepted cash payments in exchange for waiving their legal claims against the mercenaries.
All but one.
A man named Mohammed Kinani, who used to be the father of four. His nine year old son, Ali was the youngest victim at Nisour square. Ali was shot in the head, in front of his entire family.
Nine f#ing years old.
Kinani was offered a deal:
"We want to give you $20,000," Mohammed recalls the Blackwater manager saying.I cannot believe the odds are with this man - or that he will ever get even a breath of what he is asking for.
"I'm not taking a penny from you," Mohammed told him. "I want no money."
Mohammed asked for a blank piece of paper and a pen. "Look I have the paper and I can sign and waive all my [legal] rights. All my rights, I will sign away now, but under one condition: I want the owner of Blackwater to apologize to me publicly in America and say, 'We killed your son, and we're sorry.' That's all I want."
But I hope to God he gets it.
Read the whole article.
(H/t Steve Hynd)
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